JCL FINANCIAL
JCL Financial provides credit assistance services in relation to mortgage and finance applications for owner-occupiers, investors, and self-employed clients across Australia. We work with a panel of approved lenders to assist clients with the comparison and preparation of loan applications and to support them through the lending process, from initial information gathering through to application submission and settlement.
Our approach focuses on clear communication, compliance with applicable credit legislation, and practical support to help clients navigate the loan process based on their disclosed requirements and financial circumstances.
Our Team

Catherine Chen
JCL-Director
- Catherine is a senior mortgage consultant specialising in investment-related and commercial lending solutions. In this role, Catherine works with clients to identify their credit requirements and objectives and provides credit assistance by supporting the structuring and preparation of loan applications across a range of lending categories, including commercial property finance, SMSF-related lending arrangements, construction loans, and development finance.

JJ Lin
JCL- Managing Director
- JJ is the managing director at the firm, overseeing the company business operations in order to support home loans for first home buyers and families seeking to purchase their first investment property. JJ supports clients through the lending process by assisting with loan application preparation, documentation, and lender coordination across approved credit products.

Joey Liu
JCL- Officer
- Joey is a mortgage officer who supports clients by providing assistance in relation to home loan applications. She works with owner-occupiers and investors to help them understand the lending process and assists with loan application preparation, documentation, and liaison with lenders to facilitate an efficient and well-structured application outcome.

Herman
JCL-BDM
- Herman is a business development manager at JCL Financial, responsible for supporting broker relationships and coordinating lending-related processes with approved lenders. He works closely with brokers and business partners to facilitate effective communication, operational coordination, and the timely progression of loan applications in accordance with established processes and compliance requirements.

Luyuan Wu
JCL- Officer
- Luyuan is a broker officer who supports clients by providing professional assistance in relation to home loan applications. He works with owner-occupiers and property investors to support the loan application process, including application preparation, documentation coordination, and liaison with lenders, under the supervision and direction of a licensed mortgage broker.

Alex Li
JCL- Assistant

Christy Chen
JCL- Assistant

Claudia Luo
JCL- Assistant

Jasmine Lei
JCL- Assistant
Our loan assistants provide administrative and procedural assistance as part of the broker support team. Their role includes information collection, documentation coordination, application status communication, and post-settlement administrative follow-up.
Contact Us
We’re here to help with your lending and financial needs.
Submit your enquiry below and one of our consultants will be in touch shortly.
info@jclfinancialaust.com.au
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Location
Unit 1/27 Duerdin St, Notting Hill VIC 3168